401(k) Calculator
Project a 401(k) balance from your contribution rate, an employer match, and an assumed return.
This educational projection uses a single constant assumed return and does not model IRS contribution limits, which change annually and are not guaranteed to be reflected here.
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Projected ending balance
$1,058,908
Your total contributions
$194,727
Employer contributions
$97,363
How it works: each year, your contribution and the employer match (capped at the match-limit percent of salary) are added monthly and compound at the assumed return. Salary can optionally grow each year, which grows future contributions too.
Limitations: does not check your contributions against IRS annual elective-deferral limits, which change every year — verify your own contribution stays within current limits.
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